Are you dreaming about buying a motorhome? If the answer is yes, then you’re not alone. Motorhome sales are up. This has been the case ever since 2020 and the global pandemic, which has seen motorhome sales increase by 126%. Simply put, people love the freedom that they offer.

So, whether you’re an independent buyer or you’re looking to buy a motorhome to share with your spouse and family, this guide has got you covered. Here, you can discover some top tips that’ll help you to afford your dream motorhome — even if you’re on a tight budget.

1. Get Motorhome Finance

The best way to afford your dream motorhome is by getting motorhome finance. To compare the best motorhome finance deals for you, use Auto Finance Online. This works by you selecting how much money you want to borrow (e.g. $20,000) and the length of time you’d like to pay it back over (e.g., ten years). Yep, it’s that simple.

Naturally, this is a great option for motorhome buyers who don’t have the cash to pay upfront. Instead, what they can do is get their dream motorhome via financing and then gradually pay it off over a set number of years. The money leaves your account in monthly instalments while you get to enjoy driving your motorhome up and down the country. It’s a no-brainer.

2. Trade In Your Current Car

Sometimes, people will trade in their current cars and then put the money toward the motorhome they want to buy. This is something that you see a lot with older people who’ve recently retired. However, some young people do it, too.

For example, you might be able to get anywhere from $2000 to $15,000 for trading your car in. This is a significant amount of money that can potentially cover the entire cost of the motorhome you buy (depending on the seller and model that you choose).

3. Apply for a Personal Loan

Some — but not all — buyers use personal loans to get their dream motorhomes. Usually, providing you have a good credit score, this shouldn’t be a problem. However, it’s worth checking with your bank first to see what they could offer you.

4. Dip Into Your Savings

Finally, you can use your savings. Some second-hand motorhomes can sell for as little as $5000. This is great news, as it means you don’t have to have tons of money saved away to afford one.

If you’ve been working most of your life, you’ll likely have more than enough in savings to cover a significant portion of the cost of the motorhome. And if you can cover the full asking price, then that’s even better.

It’s also worth mentioning that many motorhome buyers will purchase their motorhomes and then spend an extra few thousand dollars on refurbishments and new features. This isn’t something that you have to do, but it’s worth bearing in mind if you want to add your own personal touch to the motorhome.


With the help of these tips, you’ll be able to treat yourself to the motorhome you’ve always wanted. No matter which parts of the country you travel to in it, you’re going to have an amazing time.

Image credit: Julian Ackroyd via Unsplash

About The Author